Financial Adviser
Independent Options provides an alternative to the product-focused approach taken by most financial advisers. We focus on specific goals and needs and offer a genuine long-term relationship.
Your financial adviser is an Independent Financial Adviser and will help you design and then implement your financial plan.
Your financial plan delivers your financial security allowing you to enjoy what you want to do.
We help you design and then implement your financial plan.
Your financial plan could be compared to a financial home. Your financial home will represent your future dreams and aspirations. Each room within your financial home will represent a personal goal or ambition.
Like an ordinary home your financial home has rooms.
In a traditional home you are likely to have rooms such as a bedroom, bathroom, kitchen etc.
In your financial home you may well have a retirement room, savings room, family protection room etc.
In your traditional home the rooms do not become functional until furniture is added.
The bedroom is not a bedroom until it contains a bed, wardrobe, mirror etc. A bathroom is not a bathroom until it contains a bath, toilet, basin etc.
The same applies to your financial home. For example your retirement room is not functional until it contains a pension plan, ISA, second property etc. Your estate planning room is not functional until it contains a valid will, a regular gifting arrangement, investments in trust etc.
As with a traditional house, your financial home will be unique to you. Your furniture will not be the same as your neighbours.
You will need an expert to help you chose your financial furniture, that is what your financial adviser at Independent Options is there for.
Many of our clients also want Independent Options to provide a maintenance program to review their financial home and furniture on a regular basis to ensure it still remains appropriate to their changing circumstances, revised goals and the changing financial markets.
As an Independent Financial Adviser your financial adviser is able to select from all the products available in the market place – ensuring that you receive advice that best fits your needs. As IFA’s it is our job to research and recommend the most appropriate financial solutions for you. We will ask you a range of questions about your circumstances, your attitude to risk your financial goals and then offer a solution that is perfectly fitted for you! You will be given a choice of how to pay for our services this will be either by fee, a mixture of fee and commission or commission. |
